For Sale

#108-5 - 1052 RAT BAY Road

$49,900
Lake of Bays, Ontario P1H 2J6 · MLS® X13724818 · Updated 1h ago
1052 RAT BAY Road 108-5, Lake of Bays, ON P1H 2J6
1 / 38 photos
2
Bedrooms
2
Bathrooms
Sq Ft
4
Parking

About This Home

Client RemarksBlue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 5) in 2026 started on July 25. The four other floating weeks rotate each year so it's fair to all the owners. Remaining week for 2026 starts September 19. Weeks in 2027 start on January 30, May 8, July 24, Sept 25 & Nov 20. Included: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can moor your own boat at Blue Water Acres for your weeks during boating season. All cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid in November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.

Property Information

Type
Residential Condo & Other
Style
Other
Architectural Style
Bungalow
Age
16-30
Lot Size
x
Exposure
South
Rooms
9 (9 + 0)
Bedrooms
2 (2 + 0)
Kitchens
1
Parking
4 total · None
Cross Street
From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
Postal Code
P1H 2J6
Occupancy
Owner
Possession
Flexible
MLS#
X13724818
Listing Office
Chestnut Park Real Estate

Building Details

Construction
Wood
Roof
Shingles
Heating
Baseboard · Propane
Cooling
Wall Unit(s)
Basement
None
Fireplace
1 · Propane
Laundry
Inside
Elevator
No
Waterfront
Yes

Features & Amenities

Interior
Water Heater
Exterior
DeckRecreational AreaYear Round Living
Property
Golf
View
BeachPanoramicBayLakeTrees/Woods

Financials & Fees

Annual Property Tax
$0 (2026)
Condo / HOA Fee
$427.25 / month
Fee Includes
Heat Included, Hydro Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Amenities
Party Room/Meeting Room, Satellite Dish, Visitor Parking, Indoor Pool
Association
0
Locker
None

Location

Listing courtesy of:Chestnut Park Real Estate

Source: Toronto Regional Real Estate Board (TRREB), via PropTx Innovations Inc.

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